Chief Architect, Fintech

Boston, MA, US

Job Description / Skills Required

Toast is driven by building the restaurant platform that helps restaurants adapt, take control, and get back to what they do best: building the businesses they love.

Your mission is to drive architecture and technical strategy for Toast's FinTech line of business. You will be the most senior technologist in this line of business, accountable for a payments platform processing many tens of billions of dollars per year. This is a mission-critical system on which our restaurant's rely for their livelihood, so reliability and scalability are paramount. Beyond core payment processing, your scope will also include Toast's rapidly expanding FinTech product suite, including Toast Capital and other significant products under active development. This position is part of the FinTech leadership team. It does not require people management.

About this roll* (Responsibilities) 

  • Develop and drive an architectural vision to support the continued aggressive growth of Toast and our FinTech product suite
  • Be an active participant and the authoritative technical voice in FinTech product strategy discussions
  • Partner with the FinTech VP of Engineering and VP of Product to successfully deliver FinTech products from design to production
  • Work closely with Toast's CTO, Chief Architect and technical leads for the 3 other Toast LOBs to advance the overall architecture at Toast, finding the right mix between centralized consistency and LOB independence
  • Build relationships with and work with key Toast technology partners such as credit card acquirers
  • Mentor and develop technical leadership across FinTech


Do you have the right ingredients*? (Requirements) 

  • 15+ years experience designing and building highly scalable, mission-critical distributed software systems
  • 10+ years experience building and operating SaaS products, ideally AWS hosted
  • Demonstrated ability to drive architectural vision for a company or highly scalable line of products
  • A desire to work not only with technologists but also product owners and business leaders
  • Ability and desire to draw big lines and boxes on a whiteboard with the ability to dig in and understand the ebb and flow of what the code is doing under load
  • Ability and desire to communicate and influence at the executive level

Special Sauce* (Nonessential Ingredients)

  • Expertise in designing data models on NoSql databases and DynamoDB
  • Experience with enterprise integration using Apache Camel
  • Experience architecting event-driven distributed systems using Apache Pulsar
  • Experience defining test, build and deploy strategies across POS hardware, SaaS environments and the external payments ecosystem 
  • Significant experience in FinTech and specifically the card processing industry
  • Experience integrating with banking systems and protocols
  • Solid understanding of financial system security requirements and standards compliance
  • Solid understanding of accounting principles and double entry ledger

Our Spread* of Total Rewards

  • Unlimited Vacation
  • Sabbatical opportunity after five years
  • 401(k) and matching
  • Medical, dental, & vision coverage
  • Mental Health Benefits
  • 100% paid childbirth recovery medical leave
  • 16 weeks of 100% paid parental leave
  • Eligibility for 100% paid medical or family leave
  • Subsidized backup childcare
  • Professional Development Reimbursement Program
  • Home office and telecommunications stipends
  • Free access to Certified Financial Planners
  • Commitment to Employee Wellness through resources such as a quarterly Wellness Stipend
  • Various peer and company recognition programs

*Bread puns encouraged but not required

We are Toasters

Diversity, Equity, and Inclusion is Baked into our Recipe for Success.

At Toast our employees are our secret ingredient. When they are powered to succeed, Toast succeeds.

The restaurant industry is one of the most diverse industries. We embrace and are excited by this diversity, believing that only through authenticity, inclusivity, high standards of respect and trust, and leading with humility will we be able to achieve our goals.

Baking inclusive principles into our company and diversity into our design provides equitable opportunities for all and enhances our ability to be first in class in all aspects of our industry.

Bready* to make a change? Apply today!

Toast is committed to creating an accessible and inclusive hiring process. As part of this commitment, we strive to provide reasonable accommodations for persons with disabilities to enable them to access the hiring process. If you need an accommodation to access the job application or interview process, please contact [email protected].

For roles based in the United States:  As part of our commitment to the health and safety of our employees and their families, all individuals entering our US workspaces are required to provide proof of full vaccination against COVID-19 unless they have an approved medical or religious accommodation.